Basic Knowledge: What Is Compulsory Motor Insurance (P.A.B.)?
Motor Vehicle Compulsory Insurance (P.A.B.)
P.A.B. refers to the Motor Vehicle Accident Victims Protection Act, which is a mandatory motor insurance required by law. All vehicles registered with the Department of Land Transport must have this insurance as a guarantee that drivers and passengers will receive medical expense coverage in the event of an accident.
What to Do After an Accident
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Immediately take the injured person to a hospital.
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Check the insurance coverage and notify the hospital and the insurance company immediately.
Documents Required for Claiming Compulsory Motor Insurance (P.A.B.)
1. Documents for Accident Victims (Motor P.A.B.)
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Copy of national ID card
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Police daily report
(The police report must clearly state the accident details, including date, time, location, vehicle registration number, chassis number, driver’s name, and passenger’s name.)
2. Documents for Accident Victims Without a National ID Card
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Copy of birth certificate + child’s household registration
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Copy of national ID card + household registration of the parent(s)
3. Documents for the Driver
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Copy of driver’s license
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Copy of national ID card
4. Documents for the Vehicle Owner
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Copy of national ID card + household registration
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Copy of compulsory motor insurance policy schedule
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Copy of voluntary insurance policy schedule (if any)
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Copy of vehicle registration book or vehicle purchase agreement
Note: All document owners must sign to certify true copies.
